NSEA-Retired

 

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NSEA-Retired is the ONLY retired association in Nebraska that guarantees
continuation of your NEA member benefits and NSEA services!

 

 

Trip to China * October 8 - 17, 2014

 Sign up here!

 Find more information here.

 View the itinerary here.

 

 

Election Results!

Ballots for the recent NSEA-Retired elections were counted March 18. CLICK HERE to see who was elected to the NSEA-Retired Board of Directors; the names of the NSEA-Retired delegates to NSEA Delegate Assembly on April 11 and 12 in Kearney; and the retired delegates to NEA Representative Assembly in July.

 

 

Tax relief for seniors!

 

LB 987 will provide tax relief for some Social Security beneficiaries.  The Coalition to Make Nebraska More Retiree Friendly is supporting some amendments to LB 987 that would extend the tax relief to more Nebraskans.  Click here to view background materials on this concept.

 

 


NSEA-Retired BlueSenior Classic Medicare supplement rates unchanged!

 
NSEA-Retired BlueSenior Classic, the Medicare supplement that is endorsed by NSEA-Retired and underwritten by Blue Cross of Nebraska, will have the same premium rates and structure for 2014 that are in effect for 2013.  The 2013 rates (which will be the same as the 2014 rates) can be found in the "Medicare Coverage" section lower on this web page.
 
The handouts from the Medicare seminars and EHA Early-Retiree seminars held this fall will be posted on this web page in late November.  Educators Health Alliance (EHA) has posted a taped webinar on their web page, www.ehaplan.org, giving details of the four insurance options available to retired members younger than 65.  Members who have questions about those insurance options are encouraged to view the webinar.

 

 

Health insurance options for retirees younger than 65

 

NSEA-Retired cooperated with Educators Health Alliance (EHA), Blue Cross of Nebraska, and Union Bank of Lincoln in the fall of 2013 to bring information about the new health care options available to members under the age of 65.

 

 The options available from EHA for retirees under age 65 are: 

  1. $750 deductible PPO plan (the default plan for retirees);
  2. $1,650 deductible PPO plan;
  3. $3,100 high deductible health plan (HDHP) that is eligible for a Health Savings Account; and
  4. $4,000 high deductible health plan (HDHP) that is eligible for a Health Savings Account

Union Bank of Lincoln offers low-fee Health Savings Accounts for NSEA-Retired members younger than 65 who sign up for either the $3,100 HDHP or the $4,000 HDHP insurance plans through EHA.  To sign up for the Union Bank low-fee Health Savings Account, visit the EHA web site, www.ehaplan.org,  click on the "RETIREE INFO" link at the top of the web page, then click on the Union Bank information link at the bottom of the page.  Follow the directions on the Union Bank web site to apply for a Health Savings Account with Union Bank.  Be sure to select “employer sponsored” and then enter "Educators Health Alliance" as your employer, and "Retired" as your occupation as you fill out the form in order to get the low-fee Health Savings Account from Union Bank.

You can download the presentations from these seminars and view the presentations on your home computer.  The files are all pdf files, so you don't need any special software to view the presentations.  When you download the presentations, you will see some arrows at the top of the presentation files.  Just click on the "down arrow" to move through the slides for the presentations.

An explanation of the benefits provided by the four plans available to retirees younger than 65 can be found in a new 43-minute video webinar that is available on the EHA web site, www.ehaplan.org.  Click on the “RETIREE INFO” link at the top of the page to find the video presentation.

Pre-65 retirees insurance options for 2013-2014

  • To download the NSEA-Retired guide to Health Insurance after you retire Click Here.
  • To download the Blue Cross presentation and on new EHA retiree options and the Union Bank presentation on health savings accounts Click Here.
  • To download the NSEA-Retired presentation on how to sign up for a Health Savings Account Click Here.
  • To download the Frequently Asked Questions about Health Savings Accounts and High Deductible Health Plans Click Here.

 


Medicare coverage for members age 65 and older

 

NSEA-Retired endorses NSEA-Retired BlueSenior Classic as the Medicare supplement to accompany your Medicare coverage.  NSEA-Retired BlueSenior Classic is underwritten by Blue Cross Blue Shield of Nebraska and pays for the deductible and co-payment amounts that Medicare does not cover.  NSEA-Retired BlueSenior Classic has an optional dental plan that provides PPO dental coverage through the Blue Cross network of providers.  If you decline the dental coverage when you first enroll, you will not be allowed to enroll in the dental plan at a later time.

Medicare information seminars were held in various locations around the state in the fall of 2013 to bring details about Medicare to our members.  You can download the presentations from these seminars and view the presentations on your home computer.  The files are all pdf files, so you don't need any special software to view the presentations.  When you download the presentations, you will see some arrows at the top of the presentation files.  Just click on the "down arrow" to move through the slides for the presentations.

 

Medicare for 2014

  • To download the guide prepared by NSEA-Retired about making the transition to Medicare, Click Here.
  • To download a guide to Medicare Basics prepared by NSEA-Retired Click Here.
  • To download an introduction to Medicare Part D for 2014 Click Here.
  • To download the Blue Cross guide to the benefits provided through NSEA-Retired BlueSenior Classic Medicare Supplement Click Here.
  • To see the rates for NSEA-Retired BlueSenior Classic for 2014 Click Here.

Remember, if you decline dental coverage when you first enroll in NSEA-Retired BlueSenior Classic, you will not be able to add the dental coverage later.  Premiums are effective January 1, 2014 through December 31, 2014.

If you need an application packet for NSEA-Retired BlueSenior Classic, please call Blue Cross at 800-562-6394 to request one.

Only NSEA-Retired BlueSenior Classic offers dental coverage as part of the Medicare Supplement.  Be sure to ask for the policy by name:  NSEA-Retired BlueSenior Classic.

John Jensen, webmaster


Tax relief for seniors!

 

LB 987 will provide tax relief for some Social Security beneficiaries.  The Coalition to Make Nebraska More Retiree Friendly is supporting some amendments to LB 987 that would extend the tax relief to more Nebraskans.  Click here to view background materials on this concept.