NSEA-Retired is the ONLY retired association in Nebraska that guarantees
continuation of your NEA member benefits and NSEA services!
Plans underway for Oct. 28 conference in Kearney
NSEA-Retired will hold the fall 2014 conference at the Younes Conference Center in Kearney. The keynote address will be delivered by Chuck Hassebrook, candidate for Nebraska Governor. Walt Miller, a local historian from Hastings, will give the “Spotlight on Nebraska” talk about the US Naval Ammunition Depot. The ammunition depot was just east of Hastings, and was the largest of the Navy’s WW II ammunition depots. The conference program will continue the popular break-out sectionals on topics of interest to retirees, a lunch, a business meeting, dessert, and door prizes.
Registration for the conference will be available on this web site about Sept. 28. Check back to get complete conference details and to register for the conference.
NEW Medicare and EHA information coming in October
NSEA-Retired and Blue Cross and Blue Shield of Nebraska will be conducting seminars in October to provide you important information about Medicare, NSEA-Retired BlueSenior Classic (our Medicare supplement), and the options that retirees younger than 65 have for insurance through the Educator’s Health Alliance (EHA).
The Medicare seminars will run from 9:30 a.m. to noon at each location listed below. This session will cover: (a) the basics of Medicare; (b) the changes in Medicare for 2014; (c) details of NSEA-Retired BlueSenior Classic, the Medicare supplement endorsed by NSEA-Retired and underwritten by Blue Cross (with optional dental coverage); (d) changes in Medicare Part D, the prescription drug benefit, for 2014; and (e) how to use the Medicare web site to find an appropriate Part D provider.
The afternoon session at each site will run from 1:30 to 3:30 p.m. This session will cover the differences between the four EHA options available to retirees younger than 65.
The four options are:
(a) $750 deductible PPO plan;
(b) $1,650 deductible PPO plan;
(c) $3,100 deductible, Health-Savings-Account (HSA) eligible High Deductible Health Plan (HDHP); and
(d) $4,000 deductible, HSA-eligible HDHP.
Health Savings Accounts will also be explained, as well as how to enroll in an HSA for plans that qualify for one. Individuals who are enrolled in one of the EHA insurance plans can change to a higher deductible to be effective on January 1, 2015 if they have completed enrollment applications on file by December 1, 2014. Comparisons of the out-of-pocket costs of each plan design will be described, as well as what you need to do to switch to a different plan design.
The seminars will be held:
- Tuesday, October 21 in Omaha, Westside Community Conference Center, 3534 S. 108th Street
- Wednesday, October 22 in Columbus, The Evans House, 2204 14th Street
- Thursday, October 23 in Lincoln, Center for People in Need, 3901 North 27th Street
- Friday, October 24 in Kearney, Holiday Inn, 110 S. 2nd Avenue
No registration is required for any of these sessions. If you want a front-row seat, please arrive about 15 minutes prior to the start of the session. Again, the Medicare seminars will all begin at 9:30 a.m., and the EHA early-retiree sessions will all begin at 1:30 p.m. at each seminar site.
Health insurance options for retirees younger than 65
NSEA-Retired cooperated with Educators Health Alliance (EHA), Blue Cross of Nebraska, and Union Bank of Lincoln in the fall of 2013 to bring information about the new health care options available to members under the age of 65.
The options available from EHA for retirees under age 65 are:
- $750 deductible PPO plan (the default plan for retirees);
- $1,650 deductible PPO plan;
- $3,100 high deductible health plan (HDHP) that is eligible for a Health Savings Account; and
- $4,000 high deductible health plan (HDHP) that is eligible for a Health Savings Account
Union Bank of Lincoln offers low-fee Health Savings Accounts for NSEA-Retired members younger than 65 who sign up for either the $3,100 HDHP or the $4,000 HDHP insurance plans through EHA. To sign up for the Union Bank low-fee Health Savings Account, visit the EHA web site, www.ehaplan.org, click on the "RETIREE INFO" link at the top of the web page, then click on the Union Bank information link at the bottom of the page. Follow the directions on the Union Bank web site to apply for a Health Savings Account with Union Bank. Be sure to select “employer sponsored” and then enter "Educators Health Alliance" as your employer, and "Retired" as your occupation as you fill out the form in order to get the low-fee Health Savings Account from Union Bank.
You can download the presentations from these seminars and view the presentations on your home computer. The files are all pdf files, so you don't need any special software to view the presentations. When you download the presentations, you will see some arrows at the top of the presentation files. Just click on the "down arrow" to move through the slides for the presentations.
An explanation of the benefits provided by the four plans available to retirees younger than 65 can be found in a new 43-minute video webinar that is available on the EHA web site, www.ehaplan.org. Click on the “RETIREE INFO” link at the top of the page to find the video presentation.
Pre-65 retirees insurance options for 2013-2014
- To download the NSEA-Retired guide to Health Insurance after you retire Click Here.
- To download the Blue Cross presentation and on new EHA retiree options and the Union Bank presentation on health savings accounts Click Here.
- To download the NSEA-Retired presentation on how to sign up for a Health Savings Account Click Here.
- To download the Frequently Asked Questions about Health Savings Accounts and High Deductible Health Plans Click Here.
Medicare coverage for members age 65 and older
NSEA-Retired endorses NSEA-Retired BlueSenior Classic as the Medicare supplement to accompany your Medicare coverage. NSEA-Retired BlueSenior Classic is underwritten by Blue Cross Blue Shield of Nebraska and pays for the deductible and co-payment amounts that Medicare does not cover. NSEA-Retired BlueSenior Classic has an optional dental plan that provides PPO dental coverage through the Blue Cross network of providers. If you decline the dental coverage when you first enroll, you will not be allowed to enroll in the dental plan at a later time.
Medicare information seminars were held in various locations around the state in the fall of 2013 to bring details about Medicare to our members. You can download the presentations from these seminars and view the presentations on your home computer. The files are all pdf files, so you don't need any special software to view the presentations. When you download the presentations, you will see some arrows at the top of the presentation files. Just click on the "down arrow" to move through the slides for the presentations.
Medicare for 2014
- To download the guide prepared by NSEA-Retired about making the transition to Medicare, Click Here.
- To download a guide to Medicare Basics prepared by NSEA-Retired Click Here.
- To download an introduction to Medicare Part D for 2014 Click Here.
- To download the Blue Cross guide to the benefits provided through NSEA-Retired BlueSenior Classic Medicare Supplement Click Here.
- To see the rates for NSEA-Retired BlueSenior Classic for 2014 Click Here.
Remember, if you decline dental coverage when you first enroll in NSEA-Retired BlueSenior Classic, you will not be able to add the dental coverage later. Premiums are effective January 1, 2014 through December 31, 2014.
If you need an application packet for NSEA-Retired BlueSenior Classic, please call Blue Cross at 800-562-6394 to request one.
Only NSEA-Retired BlueSenior Classic offers dental coverage as part of the Medicare Supplement. Be sure to ask for the policy by name: NSEA-Retired BlueSenior Classic.
John Jensen, webmaster
Tax relief for seniors!
LB 987 will provide tax relief for some Social Security beneficiaries. The Coalition to Make Nebraska More Retiree Friendly is supporting some amendments to LB 987 that would extend the tax relief to more Nebraskans. Click here to view background materials on this concept.