10 tips for virtual holiday shopping

While you are carefully crafting your holiday gift list (and checking it twice!) cyber criminals are perfecting their cyber scams, online fraud schemes and identity theft plans.

Before you join the millions of others searching out those perfect stocking stuffers, check out these 10 tips to protect yourself and your family online.

  1. Secure your home network. Use strong passwords and WPA2 or WPA3 encryption. Change your router/modem’s default name and pre-set password.
  2. Update your antivirus software. Antivirus software is always being updated (thanks to a continuous stream of new threats), so make sure yours is up to date on all your household’s devices.
  3. Use a password manager. Create strong passwords on all your devices and use a password manager to keep track. Consider using two-factor authentication to add an extra layer of protection.
  4. Update your devices. Operating system and software updates often include security updates. Make sure your computers, tablets and phones are all updated. Turn on auto-updates so you don’t have to think about it.
  5. Use one or two credit cards and monitor them. Using just one or two cards for your holiday shopping will make it much easier to track purchases and spot fraud early on. Some lenders will alert you when your card logs transactions that are out of your normal spending pattern and ask your permission before completing the purchase.
  6. Only shop reputable websites. Big brands and companies are more likely to have strong security on their site’s transaction platform. But no matter the website, if a link, landing page or online shopping cart looks suspicious, log off immediately.
  7. Watch for phishing. Phishing spikes during the holidays. These emails and texts usually look like they’re coming from a source or company you know. They typically ask for sensitive information and ask you to click on a link or attachment. Remember that government agencies and reputable companies will never ask you to send sensitive information this way. Delete these messages without clicking on anything.
  8. Be smart on social media. If you’re headed out of town during the holidays, don’t post plans or info publicly on your social channels. This could make your home vulnerable to a break-in.
  9. Be savvy with donations. Many people generously open their wallets during the holidays to help those in need or causes they support, but be extra cautious. Stick to reputable, well-known charities. Contact them directly to donate, rather than clicking on a link or giving over the phone.
  10. Watch your front porch. More online shopping means more deliveries. Bring packages in as soon as possible so they don’t tempt thieves. Neglected packages may also make it look like you’re out of town, making your home a target for burglars.

Make sure all family members are on board with, understand and carry out the above tips before logging on to find those hot holiday deals. This includes kids and teens who are at home and on screens all day – and who usually aren’t as savvy about security and scams.